QIIB has come a long way since its establishment as a full-service bank committed to Shariah principles, on January 1, 1991. QIIB is well-placed to provide a full array of retail and corporate banking services to its growing customer base. QIIB is listed on the Qatar Stock Exchange and provides comprehensive banking services to its customers through a network of branches encompassing various regions of Qatar. The bank also has diverse regional and international partnerships. Strategic Alliances: QIIB is rapidly growing as one of the prominent Islamic banks in the Middle East region and beyond. QIIB continues to explore new markets for strategic alliances. Guiding Principle: QIIB’s guiding principle is to provide modern Shariah-compliant financial services to meet its customers’ expectations and satisfy their needs in an efficient, user-friendly manner. QIIB is guided by its commitment to deliver value to its customers, shareholders, and employees consistent with their aspirations. Retail Banking: QIIB’s Retail Banking operations focus on efficient delivery channels and personalised service. The branch network covers major population areas that provide convenient access to customers. Internet, & Mobile Banking and a 24/7 call centre provides additional access and convenience, and enhances the security aspects of QIIB banking operations. The Bank offers various deposit and financing services to customers. Additionally, it offers debit cards, credit cards, safe deposit boxes, investment services, money transfers and foreign exchange services. Corporate Banking: QIIB offers a wide variety of financing and deposit services to large corporations in all segments of the economy. The bank’s relationship managers are seasoned bankers with the depth and understanding of the complex needs of larger corporations. Syndications and financing agreements with other major banks have also allowed QIIB to provide seamless service to its corporate customers. Investment Services & Correspondent Banking: QIIB’s network of global correspondent banks ensures timely delivery to facilitate money transfers and facilitate foreign trade services to its customers. The bank’s global access through its network permits seamless flow of service and the availability of different investment alternatives to meet customers’ needs. Ratings: QIIB is a highly rated bank and enjoys a prominent financial position. International rating agencies had affirmed QIIB’s strong position as it acquired distinguished credit ratings with an ‘A2’ from Moody’s and an ‘A’ from Fitch with a stable outlook from both. These rating agencies have commented on the strong financial fundamentals of the bank, in particular its high capitalisation levels. These ratings were sought by QIIB in the context of its strategic plan to access international capital markets with Islamic Sukuks, as part of its expansion objectives and continuing commitment to its customers to assure their confidence in the bank by maintaining a strong financial position. The ratings indicate the relative creditworthiness of QIIB as being of low credit risk and its strong ability to fulfill financial obligations to creditors, including depositors and holders of other rights.\n